THURSDAY, MAY 25, 2023
Traveling the country in an RV full-time might look great from the outside, but there are many considerations and decisions to make before you embark on the adventure of a lifetime. To help you get started, we’ve compiled some tips to help your decision process.
Create a plan. Not planning carefully for a spontaneous RV vacation probably isn't a big deal in the grand scheme of life, but not planning well before embarking on a mobile life can have serious consequences. Consider how you'll:
- Generate income or collect your pension
- Do basic banking transactions
- Receive your mail
- Visit doctors and renew your prescriptions
- Handle family relationships
- Adjust to life in small quarters
These are just a few of the things you should consider before hitting the road. Spend a lot of time talking with your partner so that you're confident about your decision.
Make a budget. The more time you spend on the road, the easier it will be to determine how much you really need each month. Talk with others who live in RVs to see what their monthly expenses tend to be and take the average of that for your starting budget. Over the course of a few months you'll be able to work out the numbers to better reflect real life.
Get adequate RV insurance. Not only do you need to have RV insurance to protect your new home on wheels, but you also need healthcare coverage that will be useful to you wherever you are. Being on the road a lot does increase chances of accidents, so be sure that you have proper disability and life insurance in place as well.
Make a plan for your home. Homeowners face a unique situation when deciding to leap into full-time RV life. Should they sell their home or leave it to sit? Even if you have family to keep an eye on your house, you’re losing out on money while it sits empty. Consider renting it to someone you trust while you plan to be away. This can help fund your new life. Alternatively, you can just sell it and place your possessions in storage.
Communication with your partner and other RV owners helps make your new life a success. And be sure to speak with your independent insurance agent before setting off on a new adventure.
Are you ready to hit the road full-time? Call Primar Insurance Brokers for more information on RV insurance.
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It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional
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