Life Insurance

Serving Downers Grove, Chicago, Westmont, Naperville, Aurora, Skokie, Evanston, Schaumburg

 

Your family is your responsibility and your life, and there’s nothing better than watching them succeed and sharing in their ambitions, dreams, and conquests. But should something unexpected happen to you, you’ll want to be prepared for providing the assurance your family needs to keep their futures safe and sound. At Primar Insurance Brokers, we’ll work with you to keep your family protected in the event of your untimely death. 
 
A proper Life Insurance policy can give you reassurance knowing that your finances and beneficiaries are secure – from temporary to permanent coverage. At Primar Insurance Brokers, we understand that as things in your life change, so will your financial and insurance needs. That’s why it’s important to review your Life Insurance options with a specialist you can trust. 
 
Whatever your situation, we offer Life Insurance options, such as: 

Why Life Insurance? 

Life Insurance is one of the most important investments you can make. It’s an investment in yourself and the future of your loved ones, and it’s a way to secure your financial responsibilities to your family. 
 
Your Life Insurance policy can be used to pay off debts and estate taxes, provide money for continuing mortgage payments, and keep your business up and running upon your passing. But most important, it can be used to ensure that your family’s dreams for the future become realities. 

How Much Life Insurance Do I Need? 

Many financial experts recommend buying six to ten times your annual salary in life insurance. However, there’s not a one-size-fits-all formula to determine the right amount of life insurance for you. Much depends on why you want the coverage.   

You may be close to retirement age with several grown children. A policy that prevents your family from having to pay for your funeral and burial expenses could be ideal, so you may choose to purchase much less coverage than six times your annual salary. However, if you are starting a family and want enough coverage to pay off your home and provide for your kids’ future educational expenses, you may need a policy that’s larger than ten times your annual salary.  

Your agent is in a unique position to help you work through possible scenarios and decide exactly how much life insurance you need.  
 
Protect what matters most in your life with a policy from Primar Insurance Brokers. 
 
Primar Insurance Brokers provides quality Life Insurance solutions for clients near Downers Grove, Chicago, Aurora, Westmont, Hinsdale, and Oak Brook. 

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.